Grumpy's

Reward Card

Can you sacrifice credit card reward points to pay down debt or negotiate with credit card companies?

I’m just curious because I have a ton of reward points I’ve never cashed and would rather pay off my debt. I was wondering if I can cash those in for a percentage of my debt. It may be a stupid question, but it’s worth a shot! Thanks!

If you read your credit card agreement you will see that you can’t use reward points toward payment.

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